Is My Car Accident Settlement Offer Fair?
A Louisiana Car Accident Lawyer Explains
Calculating the total value of the injured victims’ losses in a car accident is rarely a simple matter. The factors that go into a car wreck injury settlement involve medical bills, lost wages, and other costs that have already been incurred from the accident, as well as anticipated future expenses.
Some damages, such as physical pain, psychological stress, and emotional suffering are much harder to put a number on. Because valuing an injured party’s complete losses from a car accident is complicated, it’s vital to have a personal injury lawyer with experience in calculating and procuring losses for a victim in order to protect their interests.
The insurance company’s main goal is always their bottom line—that is, limiting the amount they pay out on accident claims. Therefore, when the adjuster evaluates your case, they work hard to find ways to lessen the value of your losses.
When you’re represented by a Louisiana car accident lawyer, obtaining a reasonable settlement that fully covers your total injuries and damages should be their top priority. At Gordon McKernan Injury Attorneys, our sole focus is fighting for injured individuals and making sure justice is served.
How Is My Accident Injury Compensation Assessed?
Compensation for your personal injury will vary widely depending on the severity of your injuries and the resulting medical care, as well as your ability to return to work. Common accidents, and their associated injuries, include
- Car Accidents: Broken bones, neck and back injuries, or internal injuries
- Truck accidents: Traumatic brain injury, paralysis, or limb loss
- Maritime accidents: Burns, drownings or near-drownings, or broken bones
- Industrial accidents: Crashes or collisions, exposure to harmful substances or chemicals
- Defective products: Choking, burns, head injuries, or drug injuries
- Slip and fall accidents: Soft tissue injuries, traumatic brain injuries, or hip fractures
- Explosion and fire injury: Skull fractures, pelvic injuries, and other traumatic injuries
- Motorcycle accidents: Whiplash, broken ribs, organ damage, or lacerations
Possible Medical Costs Resulting from a Personal Injury
Your car accident injury could have permanent, life altering impacts that leave you with a physical disability and crippling chronic pain. If that’s the case, your expected medical costs will likely be extensive, including
- Surgeries to mend broken bones and patch up organs
- Rehabilitation to help you become mobile again
- Long-term treatment of lasting damages like paralysis or traumatic brain injury
- Therapy, both physical and mental, to continue healing after your injury
- Medication for the pain, changes in mood and behavior, and other ongoing health issues
These medical costs could last for months, years, or even the rest of your life. They could add up to hundreds of thousands of dollars or even more.
Your Compensation Should Include Lost Future Income
If the extent of your injuries is so great that it prevents you from earning a living to support yourself and your family, your compensation should include lost future income. Costs related to decreased quality of life and loss of companionship—in cases where a spouse or child suffered a fatal injury—are less easily quantified. However, they’re still of great importance to the surviving victim.
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Insurance Companies Don’t Have Your Interests at Heart
Most of the time, the payment offered by the insurance company will be much lower than the true amount needed to compensate you for your total costs and out-of-pocket expenses. Often, the adjuster will work quickly to present you with a fast check in the hopes that you will settle immediately.
The sooner your insurance company makes you an offer, the less time you have to gather information and speak with a skilled Louisiana injury lawyer. Call Gordon first for a perosnal injury attorney who will appraise you of your rights and the actual value of your car accident claim.
When you have the expertise and resources of a strong personal injury law firm standing behind you at the negotiating table, you can be confident. Your attorney will demand you receive the full compensation to which you are entitled.
Get Maximum Compensation With Help of a Car Wreck Attorney in Baton Rouge
Gordon McKernan Injury Attorneys is one of the most highly experienced legal teams in Louisiana. Over our decades of practice, our law firm has recovered billions in personal injury verdicts and settlements for injured victims.
When you’ve suffered a traumatic injury because of another person’s negligence, you shouldn’t have to deal with the insurance company’s games and struggle to get the money you deserve. A Louisiana personal injury attorney with Gordon McKernan Injury Attorneys will provide help and guidance every step of the way so you can heal.
Our lawyers will speak directly to the insurance company on your behalf to negotiate a reasonable settlement for you. We will make sure that you receive all of the medical care you need to reach your recovery, and we won’t let you settle for a penny less than you are owed for your injuries and property damages.
Contact our attorneys now to discuss your case and legal options at 888.501.7888. We’re here to help you!
